Holiday Builders
Low Rate, Big Life in Palm Bay
Shrink your payment. Grow your lifestyle. It’s simple math—and way more fun.
Holiday Builders’ move-in ready homes are waiting for you in Palm Bay. Our low finance rate and dependable new home warranty give you the freedom to live bigger, bolder, and better. With our preferred lender, Coastal Loans, qualified buyers can get a 4.99% fixed interest rate |APR 5.833% on select move-in ready homes. Rate based on 30-year fixed mortgage, 3.5% down payment, and 640+ FICO score. Limited-time offer through 9/29/25. See full terms below.*
*Coastal Loans, LLC NMLS# 2240882. Equal Housing Lender. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $435,000, 3.5% down, 96.5% LTV, loan amount of $419,775.00 plus Up-front MIP., rate of 4.99%, and APR of 5.833% which would result in a principle and interest payment of $2290.27. Payment scenario does not include property taxes, homeowners Insurance and HOA fees (if applicable) and the actual payment obligation will be greater. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. The forward commitment is only available for FHA, VA and USDA loans. Coastal Loans, LLC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Borrower is not required to finance through Coastal Loans, LLC but must use them to receive the forward commitment incentive. See a Holiday Builders representative for details. This is not a commitment to lend. Only available on certain Holiday Builders homes with contracts written by 9/29/25. Available funds allocated on a first come first serve basis. Prices, terms, availability, features, amenities, specifications, plan dimensions and design vary per plan and are subject to change or substitution without notice. This cannot be combined with any other offer. Copyright 2025 Holiday Builders.