Take advantage of limited-time financing opportunities on select move-in ready and to-be-built homes across Florida. Whether you’re ready now or planning your next move, this is the moment to make it happen.
For a limited time, Holiday Builders is offering special financing options designed to provide flexibility and real savings. Explore the current opportunities below and connect with our team to find the option that fits your timeline.
Lock in special financing during your build journey when you finance with Coastal Loans.
The 4.99% rate is based on a builder paid forward commitment collecting 1.0 discount point from the borrower.
4.99% fixed interest rate* (APR 5.793%) available throughout the building journey of your new home. Applies to qualified buyers financing with Coastal Loans. Good on contracts written by 3.31.26.
*Coastal Loans, LLC NMLS# 2240882. Equal Housing Lender. All loans subject to credit and property approval. Programs, rates, and terms subject to change without notice. Not available in all states. Other restrictions apply. *Scenario is an estimate only and is based on a 640 FICO, 30-year (360 months) FHA fixed-rate mortgage, $269,900 sales price, 3.5% down, 96.5% LTV, base loan amount $265,099 plus upfront MIP 4.99% interest rate, 5.793% APR, which would result in a principal, interest, taxes, insurance payment of $1,840.93. Payment excludes HOA (if applicable). Actual payment and terms may vary. 4.99% rate available through builder forward commitment incentive and requires borrower to pay 1.0 discount point (1.0 discount point (1.0 discount is equal to 1% of loan amount). The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Forward commitment available on FHA, VA, and USDA loans only. $12,000 builder credit applied at closing on loans closed with Coastal Loans only and may not exceed actual non-recurring closing costs (settlement fees) amount. Borrower not required to finance with Coastal Loans; however, financing through Coastal Loans is required to receive the forward commitment and builder closing costs credit incentive. See a Holiday Builders representative for details. Only available on certain Holiday Builders homes with contracts written by 03/31/26 and closed within 40 days. Available funds allocated on a first-come, first-served basis. Coastal Loans is an independent mortgage lender and is not affiliated with or endorsed by FHA, HUD, VA, USDA, or any other government agency. This is not a commitment to lend. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary per plan and are subject to change or substitution without notice. This cannot be combined with any other offer. Copyright 2025 Holiday Builders
Two financing options are available on select move-in ready homes when you finance with Coastal Loans.
The 4.99% rate is based on a builder paid forward commitment collecting 1.0 discount point from the borrower.
4.99% fixed interest rate* (APR 5.793%) available for select move-in ready homes. Applies to qualified buyers financing with Coastal Loans. Good on contracts written by 3.31.26 and close within 40 days.
*Coastal Loans, LLC NMLS# 2240882. Equal Housing Lender. All loans subject to credit and property approval. Programs, rates, and terms subject to change without notice. Not available in all states. Other restrictions apply. *Scenario is an estimate only and is based on a 640 FICO, 30-year (360 months) FHA fixed-rate mortgage, $269,900 sales price, 3.5% down, 96.5% LTV, base loan amount $265,099 plus upfront MIP 4.99% interest rate, 5.793% APR, which would result in a principal, interest, taxes, insurance payment of $1,840.93. Payment excludes HOA (if applicable). Actual payment and terms may vary. 4.99% rate available through builder forward commitment incentive and requires borrower to pay 1.0 discount point (1.0 discount point is equal to 1% of loan amount). The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Forward commitment available on FHA, VA, and USDA loans only. $12,000 builder credit applied at closing on loans closed with Coastal Loans only and may not exceed actual non-recurring closing costs (settlement fees) amount. Borrower not required to finance with Coastal Loans; however, financing through Coastal Loans is required to receive the forward commitment and builder closing costs credit incentive. See a Holiday Builders representative for details. Only available on certain Holiday Builders homes with contracts written by 03/31/26 and closed within 40 days. Available funds allocated on a first-come, first-served basis. Coastal Loans is an independent mortgage lender and is not affiliated with or endorsed by FHA, HUD, VA, USDA, or any other government agency. This is not a commitment to lend. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary per plan and are subject to change or substitution without notice. This cannot be combined with any other offer. Copyright 2025 Holiday Builders
The 3.99% rate is based on a builder paid forward commitment collecting 1.0 discount point from the borrower.
3.99% interest rate FHA 5/1 ARM* (APR 7.102%) available for select move-in ready homes. Applies to qualified buyers financing with Coastal Loans. Good on contracts written by 3.31.26 and close within 40 days.
*Coastal Loans, LLC NMLS# 2240882. *Scenario is an estimate only and is based on a 640 FICO, 30-year (360 months) FHA 5/1 adjustable-rate mortgage, sales price of $383,990, 3.5% down, 96.5% LTV, base loan amount $370,550 plus upfront MIP, 3.99% interest rate, 7.102% APR for the first 5 years, which would result in a principal and interest monthly payment of $1,797.85. Payment scenario does not include monthly mortgage insurance, property taxes, homeowner’s insurance and HOA fees (if applicable) and the actual payment obligation will be greater. Then starting in year 6, the interest rate may adjust every year (12 months) based on current CMT (Constant Maturity Treasury), max 1% first adjustment, 1% periodic and 5% lifetime cap. Based on the 5% lifetime cap, the maximum interest rate would be 8.99%, which would result in an estimated maximum principal and interest payment of $3,030.99. The APR is based on the home price and loan scenario outlined above. The 5/1 ARM and forward Commitment is available for FHA and VA loans only. Your actual payment, loan amounts, APR, and terms will vary based on the loan program and final homes sales price you choose. The 3.99% rate available through builder forward commitment incentive and requires borrower to pay 1.0 discount point. (1.0 discount point is equal to 1% of loan amount). Your actual payment terms may differ depending on the final home sale price and the loan program you select. $12,000 builder credit applied at closing on loans closed with Coastal Loans only and may not exceed actual non-recurring closing costs (settlement fees) amount. Borrower is not required to finance with Coastal Loans to purchase the home; however, financing through Coastal Loans is required to receive the advertised forward commitment and builder credit incentives. See a Holiday Builders representative for details. Only available on certain Holiday Builders homes with contracts written by 03/31/26 and closed within 40 days. Available funds allocated on a first-come, first-served basis. Equal Housing Lender. All loans subject to credit and property approval. Programs, rates, and terms subject to change without notice. Not available in all states. Other restrictions apply. Coastal Loans is an independent mortgage lender and is not affiliated with or endorsed by FHA, HUD, VA, or any other government agency. This is not a commitment to lend. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary per plan and are subject to change or substitution without notice. This cannot be combined with any other offer. Copyright 2025 Holiday Builders.
Holiday Builders is rapidly expanding across the state, offering new communities in key locations that provide an ideal blend of convenience, charm, and opportunity. We’re building homes in a wide range of regions so whether you’re looking for proximity to city life, a suburban haven, or a more tranquil pace, there’s a Florida community waiting for you.
Here are just a few of the many communities where you can find your perfect home:
As we continue to grow and expand into even more communities, we’re dedicated to helping you find the perfect place to build your future. Whether you’re dreaming of a coastal haven, rural retreat, or vibrant neighborhood, Holiday Builders has a community that matches your lifestyle. Stay tuned for where we are building next!
2293 W. Eau Gallie Blvd.
Melbourne, FL, 32935
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